What are car insurance optional add-ons?
Optional add-ons are extra cover you can add to your car insurance policy.
They cover specific events, like legal costs or personal injury. They allow you to personalise your insurance so it suits you.
We always recommend checking your car insurance policy before getting an optional add-on. You don’t want to be overcovered and pay more than you need.
The add-on will be active in line with your car insurance renewal date.
Motor Legal Protection
Covering up to £100k in legal costs if you’re in an accident that’s not your fault. You’re a careful driver, but what about everyone else on the road?
Hire Vehicle cover
Drive away with a replacement car if yours is written off or stolen. A safety net that keeps you mobile.
Car insurance explained
Car insurance can sometimes be a little confusing because it often contains terms rarely used in everyday conversation.
Understand your coverWhat to do if your car breaks down
We're answering some commonly asked questions to help you work out what the best car breakdown cover is for you.
Be preparedCourtesy car vs hire car explained
Many policies offer an optional hire car or an enhanced courtesy car benefit which can give you extra cover if you need to claim.
Know the differenceYour questions, answered
We’ve answered your frequently asked questions below.
Does car insurance cover lost keys?
It depends on your policy. Our comprehensive car insurance, for example, reimburses you up to £500 if you lose your vehicle’s keys or ignition device.
Are car insurance add-ons worth it?
We can’t answer that for you – it depends on what you need. Optional extras are there so you can tailor your cover to you.