Car Insurance
5 Star rated cover
Our Admiral, Gold and Platinum comprehensive cover has Defaqto's highest rating
Uninsured driver promise
We'll repay excess for accidents uninsured drivers cause (if you have their details)
24-hour emergency helpline
You can ring our friendly call centres 24/7 if you have an accident
What Admiral Car Insurance covers
Our comprehensive policies (except Essential) offer these great features and benefits as standard.
Windscreen Repair
We’ll repair and replace your windscreens without affecting your No Claims Bonus (excess applies)
Uninsured Driver Promise
We’ll repay your excess if you’re in an accident caused by an uninsured driver (and you have the vehicle’s details)
24 Hour Emergency Helpline
You can call our friendly call centres 24/7 if you have an accident
What level of cover do I need?
We offer three main levels of car insurance options that cover you for accident and damage costs.
Comprehensive car insurance
This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it's involved in an accident or damaged maliciously. Excluding Essential tier, it comes with extra benefits like windscreen cover and extended cover for driving outside the UK.
Third party, fire and theft
As well as paying out to a third party if you're involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it doesn't cover the cost if your car's damaged in another way, such as a crash.
Third party only
This is the most basic level of cover required by law. If you're involved in an accident, we'll pay out the other driver involved but you won't be able to claim for damage to your car.
What Admiral Car Insurance covers
To help you choose the right level of cover, look at how they compare below.
Comprehensive Cover
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|
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|
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|---|---|---|---|---|
Motor Legal Protection |
Optional | Optional | ||
Roadside Breakdown Cover |
Optional | Optional | Optional | |
Courtesy Car |
||||
Uninsured Driver Promise |
||||
£5,000 Personal Injury Cover |
||||
24hr Emergency Helpline |
||||
Replacement Lock (up to £500) |
||||
Child Car Seat |
||||
Personal Belongings |
Up to £300* |
Up to £300* |
Up to £200* |
|
Windscreen cover |
||||
New Car Replacement (Subject to criteria) |
||||
Driving Other Cars (Conditional) |
||||
European Cover for up to 90 days |
||||
Aftermarket Audio Gear |
||||
Onward Travel (Up to £150) |
Third Party Cover
Third party, Fire
|
Third Party
|
|
|---|---|---|
Motor Legal Protection |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Courtesy Car |
||
Uninsured Driver Promise |
||
£5,000 Personal Injury Cover |
||
24hr Emergency Helpline |
||
Replacement Lock (up to £500) |
||
Child Car Seat |
||
Personal Belongings |
||
Windscreen cover |
Optional | Optional |
New Car Replacement (Subject to criteria) |
||
Driving Other Cars (Conditional) |
||
European Cover for up to 90 days |
||
Aftermarket Audio Gear |
||
Onward Travel (Up to £150) |
*Personal belongings cover increased to £500 for campervans.
If you’re not sure what some of our car insurance terms mean, check out our car insurance jargon buster.