What’s home insurance?
Home insurance financially protects your home. It can help you and your family if you experience events like theft, fire and floods.
Home insurance has two parts:
Buildings insurance covers the bricks and mortar, contents insurance covers your belongings. You can combine both.
Comparing our cover levels
| Admiral | Admiral Gold |
Admiral Platinum |
|
|---|---|---|---|
| Unlimited buildings cover | |||
| 24-hour helpline | |||
| Bicycle cover |
£350 |
£350 |
£350 |
| Contents cover |
£75K |
£100K |
£150K |
| Alternative accommodation (Contents) |
£10K |
£15K |
£25K |
| Alternative accommodation (Buildings) |
£30K |
£75K |
£100K |
| Trace and access |
£2.5K |
£5K |
£10K |
| Personal Possessions cover | Optional | Optional |
£2K |
| Accidental Damage (Contents and/or Buildings) | Optional | Optional | |
| Home Emergency cover | Optional | ||
| Home Emergency Extra cover | Optional | Optional | |
| Family Legal Protection | Optional | Optional |
For more information on what's covered read our policy book.
If you're an existing customer, please check MyAccount or your policy book to see your cover limits.
Which home insurance type is right for me?
Combined home insurance
Combined home insurance, often called home insurance, includes both buildings and contents cover on one policy. It's usually cheaper than buying buildings and contents separately.
Buildings
Buildings insurance covers the repair costs for damage to a home's structure and fittings. It also protects garages, outbuildings and anything else that's permanently fixed. It's designed to cover against damage caused by natural and manmade disasters. It's good for freeholders and is usually the bare minimum cover.
Contents
Contents insurance protects the belongings inside your home from theft, vandalism, fire and water damage. It’s usually the right option if you live in a flat or are a leaseholder.