Cover to suit you and your property
With over 2.5 million landlords in the UK, we know not everyone needs the same protection for their properties, which is why Admiral Landlord Insurance offers three levels of cover.
So whether you're renting to a family member or someone else, we've got the right protection for your investment.
And you can choose what you want to protect:
Combined buildings and contents |
|
|---|---|
Buildings only |
|
Contents only |
Buildings or contents cover?
Buildings insurance covers the most important thing to you – the actual building: the bricks and mortar, the walls and roof. Contents insurance protects anything you provide at the property such as a sofa, bed, and white goods. If you offer a furnished home for rent, you might want to protect the furniture as well as the building.
What are the different levels of landlord insurance cover I can choose from?
Once you’ve decided if you want a combined buildings and contents policy, or just cover for one, you can then choose between our Admiral, Gold and Platinum tiers.
Take a look at what's included:
Landlords' buildings insurance
Admiral |
Admiral |
Admiral |
|
|---|---|---|---|
Buildings sum insured |
Unlimited | Unlimited | Unlimited |
Property owner's liability |
£1M | £2M | £2M |
Employer’s liability |
£5M | ||
Alternative accommodation & loss of rent |
£30K | £75K | £100K |
Replacement locks & keys |
£500 | £750 | £1K |
Emergency access |
£500 | £1K | £2.5K |
Loss of metered water/oil |
£500 | £1K | £2.5K |
House sale |
|||
Unauthorised use of gas/electric/water |
£1K | £2.5K | |
Trace and access |
£5K | £10K | |
Unoccupancy |
30 days | 60 days | 90 days |
Landlords' contents Insurance
Admiral |
Admiral |
Admiral |
|
|---|---|---|---|
Contents sum insured |
£25K | £50K | £75K |
Alternative accommodation & loss of rent |
£10K | £15K | £25K |
Replacement locks & keys |
£500 | £750 | £1K |
Contents removal & temporary storage |
|||
Theft from garages and outbuildings |
£1.5K | £5K | |
Garden contents |
£1K | £2.5K | |
Garden plants |
£1K | £2.5K |