Van Insurance
5 Star rated cover
Our Admiral, Gold and Platinum comprehensive cover have Defaqto's highest rating
All major van types
We insure models up to 3.5 tonnes and electric vans up to 4.25 tonnes
Courtesy van
We’ll give you a courtesy van while yours is repaired at a garage approved by us
What’s van insurance?
Van insurance protects you financially if your van is in an accident, stolen or damaged.
There are a few types of cover you can choose from depending on how you use your van, like business or personal use.
What does Van Insurance cover?
When you compare van insurance quotes, it’s not all about choosing the insurer offering cheap van insurance - price shouldn't be your main deciding factor. You need to look at what's actually included in the price. Our Admiral, Gold and Platinum comprehensive policies include these features as standard.
Windscreen Repair
Policyholders are eligible for the repair and replacement of windscreens subject to their policy excess (excluding Essential tier).
Courtesy Van
Use of a small, car derived vehicle while your Van is being repaired at an Admiral approved garage.
European Cover
Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover (excluding Essential tier).
Compare our cover levels
To help you choose the right level of cover, look at how they compare below.
Comprehensive Cover
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|---|---|---|---|---|
Motor Legal Protection |
Optional | Optional | ||
Roadside Breakdown Cover |
Optional | Optional | Optional | |
Courtesy Van |
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Uninsured Driver Promise |
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£5000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock Cover (up to £500) |
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Child Car Seat Cover |
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£150 Sign Writing/Graphics Cover |
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Personal Belongings Cover |
Up to £300* |
Up to £300* |
Up to £200* |
|
Windscreen Cover |
||||
New Vehicle Replacement (Subject to criteria) |
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European Cover for up to 90 days |
||||
Audio Equipment Cover (Aftermarket) |
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Onward Travel (up to £150) |
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Driving Other Vehicles |
Third Party Cover
Third party, Fire
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Third Party
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|---|---|---|
Motor Legal Protection |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Courtesy Van |
||
Uninsured Driver Promise |
||
£5000 Personal Injury Cover |
||
24hr Emergency Helpline |
||
Replacement Lock Cover (up to £500) |
||
Child Car Seat Cover |
||
£150 Sign Writing/Graphics Cover |
||
Personal Belongings Cover |
||
Windscreen Cover |
Optional | Optional |
New Vehicle Replacement (Subject to criteria) |
||
Driving Other Vehicles |
||
European Cover for up to 90 days |
||
Audio Equipment Cover (Aftermarket) |
||
Onward Travel (up to £150) |
*Personal belongings cover increased to £500 for campervans
New Vehicle Replacement
Comprehensive Van Insurance policies sold from 1st February 2019 include Vehicle Replacement cover as standard.
If your vehicle is 12 months old or less and you are the first registered keeper and the vehicle:
- is stolen and unrecovered; or
- suffers damage which is covered by the policy and the cost of repair is more than 59% of the current UK list price (including VAT)
We will:
- Replace your vehicle with one of the same make, model and specification
We must gain authorisation from anyone else who has an interest in your vehicle before we can offer this benefit.
If we settle a claim under this section, the lost or damaged vehicle becomes our property.
What is not covered:
- Any vehicle where the original purchase invoice is not available
- Any vehicle which was not supplied as new in the UK
- Any vehicle purchased under a finance or lease agreement where ownership does not pass on to you
- Vehicles sold as ‘ex demonstrators’ and ‘nearly new’
- Campervans and Motorhomes
If you do not wish for us to replace your vehicle or a vehicle of the same make, model and specification is not available from stock held in the UK, the most we will pay is the market value at the time of loss (less any excess applicable).
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