Lifetime Pet Insurance
PawSquad access
Speak to a qualified, UK-registered vet at any time for advice and treatment options
Multi Pet savings
Cover more than one pet and save money with our 15% Multi Pet discount
5 Star rated cover
Our Gold and Platinum Lifetime cover has Defaqto’s highest rating
Quality cover for life
All tiers of our Lifetime cover come with a host of benefits.
PawSquad access
Speak to a qualified, UK-registered vet 24/7 for advice and treatment options
Multi-Pet savings
Cover more than one pet and make savings with our 15% Multi-Pet discount
No extra fees
You won't pay any fees for cancelling or changing your policy
What does Lifetime cover mean?
Lifetime pet insurance covers your furry friends for accident and illnesses up to the policy limit you've chosen each year. At renewal the limit resets.
A typical cat or dog may live for 16 years, but our highest annual policy limit of £10,000 lets you claim up to £160,000 during your pet's lifetime just by renewing your policy each year.
Five levels of Lifetime cover to choose from
We've made it easy for you to get the right cover for your pet. All policies come with access to PawSquad, our 24-hour vet helpline.
You can read the full list in the policy booklet.
Good to know
The table below shows the standard benefits and "up to" limits of each tier.
| Blue | Bronze | Silver | Gold | Platinum | |
|---|---|---|---|---|---|
| Veterinary Fees per year | £2K |
£3K |
£4K |
£5K |
£10K |
| CT/MRI scans and Associated Costs | |||||
| Dentistry as a direct result of an accident | |||||
| Cruciate Ligament | |||||
| Overseas Travel Extension (30 day limit) | |||||
| Excess (Pets aged 0-6) | £99 |
£99 |
£99 |
£99 |
£99 |
| Excess (Pets aged 6 and above) | £199 |
£199 |
£199 |
£199 |
£199 |
| Co-Insurance | 0% |
0% |
0% |
0% |
0% |
| Third Party Liability (Dogs only, £250 excess) | £1M |
£1M |
£1M |
£2M |
£2M |
| Complementary Medicine/treatments | £500 |
£500 |
£500 |
£500 |
£500 |
| Special diet | £100 |
£100 |
£150 |
£150 |
£200 |
| Death of pet by illness (cover ceases after age 6+) | £1.5K |
£1.5K |
£2K |
£2K |
£3K |
| Emergency Boarding Kennel/Cattery Fees | £750 |
£750 |
£750 |
£750 |
£1.5K |
| Holiday Cancellation Cover | £1K |
£1K |
£1.5K |
£1.5K |
£2K |
| Loss by Theft or Straying | £1.5K |
£1.5K |
£2K |
£2K |
£3K |
| Advertising and Reward | £250 |
£250 |
£250 |
£250 |
£500 |
| Vet Advice Line | |||||
| Farewell cover | £100 |
£100 |
£150 |
£150 |
£200 |
| Multi-pet Discount | |||||
| Dentistry as a direct result of an illness | £2K |
||||
| Third Party Accidental Damage | £1K |
||||
| Behavioural treatment | £2K |
24-hour free vet helpline
We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.
PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.
Information you need for your pet insurance quote
To get a quote quickly, make sure you have the following:
Pet details
- Name
- Gender
- Breed
- Date of birth
- Purchase price
- Spay/ Neuter status
Your details
- Name
- Date of birth
- Address
- Email address
- Phone number
- Date you'd like the policy to start
Don't miss our 15% Multi-Pet discount
Multi-Pet Insurance offers a discount of up to 15% per pet and keeps your whole pack covered.
You could get 10% off if you're an existing Admiral customer too.
If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.
