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Having an insurance policy for your dog or cat protects against the unexpected.

It covers the cost of vet bills (limits apply) if your dog or cat is injured or becomes ill.

You can also access quality advice from UK-registered vets through PawSquad.

You automatically are entitled to PawSquad when you take out a pet insurance policy with us. But you still need to register with them to get access.

PawSquad give you access to a qualified UK-registered vet 24 hours a day all year round for advice and treatment options over the phone, text or video.

This is what you'll get:

  • Immediate access over text, phone or video call
  • Consultations with a Royal College of Veterinary Surgeons registered vet with at least five years of clinical experience
  • A follow-up report on your pet's health and treatment plan
  • Awareness of treatment options tailored to your dog's needs

Insurance should give you the peace of mind that you always have access to the right care for your dog at a manageable cost.

Sign up now

Already signed up? Go to PawSquad

Time Limited Pet Insurance

Short-term pet cover without the shortcuts

PawSquad access

Talk to a UK-registered, qualified vet 24/7 to get free advice and treatment options

Multi Pet savings

Cover more than one pet and save money with our 15% Multi Pet discount

Vet fee cover

Up to £4,000 of comprehensive vet fee cover on Time Limited Extra

12-month insurance with long-term benefits

All tiers of our Time Limited cover come with a host of benefits.

PawSquad access

Speak to a qualified, UK-registered vet at any time for advice and treatment options

Multi-Pet savings

Cover more than one pet and make savings with our 15% Multi-Pet discount

Vet fee cover

Up to £4,000 of comprehensive vet fee cover

What does Time Limited cover mean?

Time Limited is a type Pet Insurance that covers your pet for accidents and illnesses from when symptoms start.

When the policy limit is reached or when 12 months have passed (whichever happens first), you will no longer be covered for vet fees for that particular accident or illness.

Time Limited is a good option for older pets; since it is short-term cover, it helps your furry friend when they have brief illnesses and accidents.

It’s short cover that doesn’t cut any corners when it comes to care. Lifetime cover, on the other hand, is long-term cover.

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months

You can read the full list in the policy booklet.

ESSENTIAL

EXTRA

Product Type

12 month

12 month

Veterinary Fees
Per condition

£2,000

£4,000

Excess
(Pets age 0-6)

£99

£99

Excess
(Pets age 6 and above)

£199

£199

Co-Insurance

0%

0%

CT/MRI scans and Associated Costs

Vet Fee Limit

Vet Fee Limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet Fee Limit

Vet Fee Limit

Third Party Liability
(Dogs only)

£1,000,000

£1,000,000

Complementary medicine/treatments

£500

£500

Special Diet

£100

£100

Dentistry as a direct result of an illness

Death of pet by illness
(cover ceases after age 6+)

£1,000

£1,500

Death of Pet by accident

£1,000

£1,500

Emergency Boarding Kennel/Cattery Fees

£750

£750

Holiday Cancellation Cover

£1,000

£1,500

Loss by Theft or Straying

£1,000

£1,500

Advertising and Reward

£250

£250

Vet Advice Line

Behavioural treatment

Farewell cover

£100

£150

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

More about Pawsquad

Information you need for your pet insurance quote

To get a quote quickly, make sure you have the following:

Pet details

  • Name
  • Gender
  • Breed
  • Date of birth
  • Purchase price
  • Spay / neuter status

Your details

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Don't miss our 15% Multi-Pet discount

Multi-Pet Insurance offers a discount of up to 15% per pet and keeps your whole pack covered.

You could get 10% off if you're an existing Admiral customer too.

If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.

Useful guides

Essential pet insurance jargon buster

Essential pet insurance jargon buster

Get to know the lingo
Should I choose lifetime or time-limited pet insurance?

Should I choose lifetime or time-limited pet insurance?

Get the lowdown
How to get a pet passport

How to get a pet passport

Taking your pet abroad
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