Host cover

What you'll get with Admiral Host cover

Designed for homeowners who make a bit of extra cash by renting out an empty room or their whole home on sites like Airbnb, host cover offers you the extra cover needed for when a stranger is staying in your home.

What you get with Admiral’s host cover:

1. Need to make a claim? Give us a call and we'll sort out the rest - you won't have to try and resolve the issue directly with your guests.
2. Cover for paying guests in your home for a maximum of 90 days during your policy and no need to tell us every time you rent out your home.
3. You can bolt our cover onto any of our tiers of home insurance – Admiral, Gold and Platinum.
4. You’ll get up to £5,000 for your collective listed high-risk items if they’re stolen, vandalised, broken in a malicious act or suffer accidental damage when not locked in a safe or removed from your home.

With Admiral, the number of paying guests covered to stay in your home at one time can’t be more than double the number of bedrooms. So, for example, you can accept four paying guests in a two-bedroom property or a couple of guests in a one-bed.

The host cover bolt-on can be added to any of our home insurance policies, with buildings, contents, accidental damage and home emergency cover offered depending on the level you need.

Here are three things you may want covered:

Buildings and contents insurance

If you're planning on listing your home on a home sharing site, you need to make sure your buildings and contents are covered, with Admiral Home Insurance you can choose cover:

• Combined buildings and contents
• Just buildings
• Just contents

Accidental Damage cover

Accidents happen, we all know that. Not having the right cover in place if something you love gets damaged would be very annoying and could leave you out of pocket which, is why you may want to consider our Accidental Damage Cover.

It comes as standard on our Platinum policies or can be added as an optional extra on our Admiral and Gold levels.

Home Emergency cover

Provides up to £500 for a tradesperson to temporarily repair things like your boiler, central heating, plumbing and drainage in an emergency that results in total failure. Plus, you’ll get unlimited callouts.

Home Emergency cover comes as standard with our Gold cover or can be added to the Admiral tier. Claims can be made seven days after the policy start date, and must be reported within 48 hours of discovery.

Home Emergency Extra cover

Provides up to £1,000 for a tradesperson to temporarily repair all benefits included in Home Emergency cover plus roofing, pests, and electrics. If your boiler is deemed beyond economical repair, we’ll give you £250 towards a new boiler. You’ll also get unlimited callouts.

Home Emergency Extra cover comes as standard with our Platinum cover or can be added to the Admiral or Gold tier. Claims can be made seven days after the policy start date, and must be reported within 48 hours of discovery.