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Having an insurance policy for your dog or cat protects against the unexpected.

It covers the cost of vet bills (limits apply) if your dog or cat is injured or becomes ill.

You can also access quality advice from UK-registered vets through PawSquad.

You automatically are entitled to PawSquad when you take out a pet insurance policy with us. But you still need to register with them to get access.

PawSquad give you access to a qualified UK-registered vet 24 hours a day all year round for advice and treatment options over the phone, text or video.

This is what you'll get:

  • Immediate access over text, phone or video call
  • Consultations with a Royal College of Veterinary Surgeons registered vet with at least five years of clinical experience
  • A follow-up report on your pet's health and treatment plan
  • Awareness of treatment options tailored to your dog's needs

Insurance should give you the peace of mind that you always have access to the right care for your dog at a manageable cost.

Sign up now

Already signed up? Go to PawSquad

MultiPet Insurance

Get 15% off for each pet you insure with us

PawSquad access

Talk to a UK-registered, qualified vet 24/7 to get free advice and treatment options

No extra fees

You won’t pay any fees for cancelling or changing your policy

5 Star rated cover

Our Gold and Platinum Lifetime cover has Defaqto’s highest rating

Don’t miss 15% off

Choosing the right pet cover for you and your best friends is important. With us, you’ll always get comprehensive care with plenty of extra features.

PawSquad access

Talk to a UK-registered, qualified vet 24/7 with advice and treatment options tailored to your pet’s needs

No extra fees

You won't pay any fees for cancelling or changing your policy

5 Star rated policies

Gold and Platinum cover rated 5 Star by Defaqto

What is Multi Pet insurance?

Multi Pet Insurance lets you pick different levels of cover for each pet you insure. As a thank you, you’ll get a 15% discount on each policy for each pet.

If you have a few furry friends, Multi is the cheapest Pet Insurance we offer.

What type of cover is best for me?

Compare our two cover options.

Lifetime is our most comprehensive pet cover. Lifetime policies cover your pet/s for accidents and illnesses up to the policy limit you’ve chosen each year. At renewal, the limit resets.

It’s best if you want long-term cover.

Our Lifetime policy includes:

  • Up to £10,000 in vet fee cover
  • Up to £2,000,000 in third-party liability
  • Up to £2,000 in emergency holiday cancellation cover
  • Behavioural, dental and emergency kennel/cattery cover

Read more about Lifetime cover

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

More about Pawsquad

Useful guides

Essential pet insurance jargon buster

Essential pet insurance jargon buster

Get to know the lingo
How to claim on your pet insurance

How to claim on your pet insurance

Pet Insurance Claims
Back

Five levels of Lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All policies come with access to PawSquad, our 24-hour vet helpline.

You can read the full list in the policy booklet.

Good to know

The table below shows the standard benefits and "up to" limits of each tier.

Blue Bronze Silver Gold Platinum
Veterinary Fees per year

£2K

£3K

£4K

£5K

£10K

CT/MRI scans and Associated Costs
Dentistry as a direct result of an accident
Cruciate Ligament
Overseas Travel Extension (30 day limit)
Excess (Pets aged 0-6)

£99

£99

£99

£99

£99

Excess (Pets aged 6 and above)

£199

£199

£199

£199

£199

Co-Insurance

0%

0%

0%

0%

0%

Third Party Liability (Dogs only, £250 excess)

£1M

£1M

£1M

£2M

£2M

Complementary Medicine/treatments

£500

£500

£500

£500

£500

Special diet

£100

£100

£150

£150

£200

Death of pet by illness (cover ceases after age 6+)

£1.5K

£1.5K

£2K

£2K

£3K

Emergency Boarding Kennel/Cattery Fees

£750

£750

£750

£750

£1.5K

Holiday Cancellation Cover

£1K

£1K

£1.5K

£1.5K

£2K

Loss by Theft or Straying

£1.5K

£1.5K

£2K

£2K

£3K

Advertising and Reward

£250

£250

£250

£250

£500

Vet Advice Line
Farewell cover

£100

£100

£150

£150

£200

Multi-pet Discount
Dentistry as a direct result of an illness

£2K

Third Party Accidental Damage

£1K

Behavioural treatment

£2K

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months.

You can read the full list in the policy booklet.

ESSENTIAL

EXTRA

Product Type

12 month

12 month

Veterinary Fees
(Per condition)

£2,000

£4,000

Excess
(Age 0-6)

£99

£99

Excess
(Age 6 and above)

£199

£199

Co-Insurance

0%

0%

CT/MRI scans and Associated Costs

Vet Fee Limit

Vet Fee Limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet Fee Limit

Vet Fee Limit

Third Party Liability
(Dogs only)

£1,000,000

£1,000,000

Complementary medicine/treatments

£500

£500

Special Diet

£100

£100

Dentistry as a direct result of an illness

Death of pet by illness
(cover ceases after age 6+)

£1,000

£1,500

Death of Pet by accident

£1,000

£1,500

Emergency Boarding Kennel/Cattery Fees

£750

£750

Holiday Cancellation Cover

£1,000

£1,500

Loss by Theft or Straying

£1,000

£1,500

Advertising and Reward

£250

£250

Vet Advice Line

Behavioural treatment

Farewell cover

£100

£150

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