Optional add-ons are extra cover you can add to your car insurance policy.
They cover specific events, like legal costs or personal injury. They allow you to personalise your insurance so it suits you.
We always recommend checking your car insurance policy before getting an optional add-on. You don’t want to be overcovered and pay more than you need.
The add-on will be active in line with your car insurance renewal date.
Covering up to £100k in legal costs if you’re in an accident that’s not your fault. You’re a careful driver, but what about everyone else on the road?
Drive away with a replacement car if yours is written off or stolen. A safety net that keeps you mobile.
Car insurance can sometimes be a little confusing because it often contains terms rarely used in everyday conversation.
Understand your coverWe're answering some commonly asked questions to help you work out what the best car breakdown cover is for you.
Be preparedMany policies offer an optional hire car or an enhanced courtesy car benefit which can give you extra cover if you need to claim.
Know the differenceWe’ve answered your frequently asked questions below.
It depends on your policy. Our comprehensive car insurance, for example, reimburses you up to £500 if you lose your vehicle’s keys or ignition device.
We can’t answer that for you – it depends on what you need. Optional extras are there so you can tailor your cover to you.