As summer approaches, holidaymakers will be travelling across the UK and Europe - and many of them will have a caravan or trailer in tow.
With more Brits buying a caravan than ever before, it’s important to be clued up on towing regulations before you set off on your journey.
Green Cards
The UK government has confirmed that Green Cards are no longer required to drive in:
- Countries in the European Union (EU)
- Countries in the European Economic Area (EEA)
- Andorra
- Bosnia & Herzegovina
- Serbia
- Switzerland
We don’t supply Green Cards for any other country. Essential tier customers will need extra cover to drive abroad.
Does my driving licence cover me for towing?
There are two rules when it comes to a towing licence:
- If you got our licence before 1 January 1997, you can drive a vehicle and trailer with a combined weight of up to 8,250kg.
- If you got your licence after 1 January 1997, you can tow a trailer that weighs up to 3,500kg (this is known as a 'category BE' vehicle).
Check what your driving licence entitles you to drive.
Can I tow using my car?
The vehicle you use to pull your trailer must be adequate for the job. Essentially, you need to make sure that your car is as heavy as possible.
To work this out roughly, experts recommend that the weight of the loaded caravan should not be more than 85% of the car's kerb weight. Otherwise you may find your caravan 'takes control' of your car.
But this is only a rough guide. There are online towing calculators available so you can work out the maximum weight your car can carry.
You should also check your brakes are powerful enough to stop the vehicle and unit safely. Plus, you need to make sure that the unit's gross weight doesn't exceed the towing capacity of the towing vehicle.
What tow bar should I use?
European laws state that if your car was registered before 1st August 1998, you can use a tow bar tested to BS AU 114b.
However, on younger cars the tow bar must meet the European Union 94/20 directive standard. This means that it needs to be ‘type approved’, displaying an approval number and details of the vehicles it’s approved for.
Do I need to fit new mirrors to my car when I’m towing?
Yes, legally, you should be able to see clearly an area that is 4 metres wide from the side of and 20 metres behind.
You can be fined up to £1,000 and get three penalty points for failing to use suitable towing mirrors.
But don't forget to remove the extended mirrors when you're not towing - it's illegal to have them fitted if you don't need them.
What should your tyre pressure be when towing?
This depends on the car’s make and model. You'll be able to find your vehicle’s recommended tyre pressure in your vehicle handbook.
However, according to Maxxis International, “the rear tyres should be set at the 'fully laden' pressure. Where full load pressure does not differ from that for normal driving, the rear tyre pressures should be increased by 4 to 7 psi (0.3 to 0.5 bar).”
How often should you check your trailer or caravan tyres?
It's important that you pay attention to your trailer or caravan tyres, especially before a long journey.
In order to prevent a blowout on the road, make sure the wheel nuts are tightened before setting off, check tyre pressures regularly and make sure you change them if they're more than five years old.
Storing caravan or trailer tyres is also important. Take the wheels off if you won't be using the caravan or trailer for a while, and store them out of direct sunlight to avoid deterioration.
What's the maximum speed you can drive while towing?
When towing in the UK you're automatically restricted to a maximum speed of 50mph on single carriageways and 60mph on dual carriageways and motorways, except where a lower general speed limit applies.
However, when driving on motorways with three lanes or more, you're not permitted in the outside lane.
Make sure you have valid breakdown cover, as the recovery of a trailer or caravan is usually time-consuming and expensive.
Towing in Europe
Towing speed limits in Europe vary, so it’s important to become familiar with the limits in the countries you'll be visiting.
It’s also important to make sure you’re carrying all of the correct documentation and kit for your chosen country. In most places, this will usually include:
- a warning triangle
- spare bulbs
- first aid kit
- your vehicle registration documents
A number of European countries also require high-visibility waistcoats or jackets to be carried in the passenger area and used by every adult in case of breakdown.
For more information, read our Driving in Europe guide.
What essential checks should I do before towing?
Towing is a useful and fun way to travel, but before you set off, you should make sure that you've done some essential checks:
- Close gas taps and lift connectors off the gas bottle(s)
- Switch off all interior lights and other electrical equipment
- Disconnect the mains supply and carefully stow the cable
- Empty the fresh and waste water tanks.
- Stow all loose equipment and belongings with heavy items as low as possible
- Make sure windows and roof lights, doors, hatches and aerials are secured
- Lift all the prop-stands and make a final check of nose-weight
- Check that all the caravan's road lighting functions are working
By law you should also have a visual or audible warning on your vehicle to show the caravan indicators are working.
Do I need an extra registration plate when towing?
Yes, you should display your number plate on the back of your trailer or caravan.
This should show your car's registration number, conform to the relevant British Standard and be illuminated at night.
How should you drive safely when towing?
When towing, it's important to drive at a slower pace and remember to take corners wider, allowing for the extra width and length.
Account for the size of your load by leaving a bigger gap when pulling out, and leave a larger distance between you and the vehicle in front.
Remember it takes longer to get going and longer to stop, so slow down earlier for junctions and roundabouts.
Is towing in bad weather conditions dangerous?
You should have increased vigilance when towing in wet, icy or windy weather conditions as you are at increased risk.
Avoid towing in these circumstances if you can, but if you have no choice then be careful when driving downhill or round a tight bend.
When you’re turning, engage a lower gear to give you more engine braking.
How can I make sure I’m properly insured while towing?
It is essential that you take out the correct cover for you when you’re towing a caravan or trailer.
With our car insurance, your trailer or caravan will be protected under Third Party Only cover when attached to the car. For more information, check out our guide to insuring your caravan or trailer.
