What’s MultiCover insurance?
MultiCover insurance combines multiple car, van, home and landlord insurance policies into one. Each insurance policy you add can get you a discount, and they’ll always share a renewal date.
Plus, one policy means one set of paperwork saving you time, hassle and money. Everyone has a separate login, meaning everyone can manage their own policy.
You also won't need to cancel with your current provider, just let them know you're not renewing your policy.
How MultiCover insurance works
Pick what you want insured
Turn multiple policies into one and you could get a discount for each one you add
We'll align renewal dates
Renew all your policies at the same time on the same day
Get one set of paperwork
You can access your contract in MyAccount or we can post it to you
Compare our cover levels
You can choose between three levels of cover for each MultiCar policy: Comprehensive, Third Party Fire & Theft and Third Party Only.
Comprehensive Cover
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|---|---|---|---|---|
Motor Legal Protection |
Optional | Optional | ||
Roadside Breakdown Cover |
Optional | Optional | Optional | |
Courtesy Car |
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Uninsured Driver Promise |
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£5,000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock (up to £500) |
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Child Car Seat |
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Personal Belongings |
Up to £300* |
Up to £300* |
Up to £200* |
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Windscreen cover |
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New Car Replacement (Subject to criteria) |
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Driving Other Cars (Conditional) |
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European Cover for up to 90 days |
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Aftermarket Audio Gear |
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Onward Travel (Up to £150) |
Third Party Cover
Third party, Fire
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Third Party
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|---|---|---|
Motor Legal Protection |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Courtesy Car |
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Uninsured Driver Promise |
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£5,000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock (up to £500) |
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Child Car Seat |
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Personal Belongings |
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Windscreen cover |
Optional | Optional |
New Car Replacement (Subject to criteria) |
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Driving Other Cars (Conditional) |
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European Cover for up to 90 days |
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Aftermarket Audio Gear |
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Onward Travel (Up to £150) |
Read more about your policy.
Compare our cover levels
Admiral |
Admiral Gold |
Admiral
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|---|---|---|---|
Unlimited buildings cover |
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Contents cover |
£75K | £100K | £150K |
Alternative accommodation (Contents) |
£10K | £15K | £25K |
Alternative accommodation (Buildings) |
£30K | £75K | £100K |
24-hour helpline |
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Home Emergency cover |
Optional | ||
Home Emergency Extra cover |
Optional | Optional | |
Trace and access |
£2.5K | £5K | £10K |
Family Legal Protection |
Optional | Optional | |
Contents accidental damage cover |
Optional | Optional | |
Bicycle cover (up to £350) |
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Buildings accidental damage cover |
Optional | Optional |
If you're an existing customer, please check MyAccount or your policy book to see your cover limits.
Compare our cover levels
Comprehensive Cover
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|---|---|---|---|---|
Motor Legal Protection |
Optional | Optional | ||
Roadside Breakdown Cover |
Optional | Optional | Optional | |
Courtesy Van |
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Uninsured Driver Promise |
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£5000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock Cover (up to £500) |
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Child Car Seat Cover |
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£150 Sign Writing/Graphics Cover |
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Personal Belongings Cover |
Up to £300* |
Up to £300* |
Up to £200* |
|
Windscreen Cover |
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New Vehicle Replacement (Subject to criteria) |
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European Cover for up to 90 days |
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Audio Equipment Cover (Aftermarket) |
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Onward Travel (up to £150) |
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Driving Other Vehicles |
Third Party Cover
Third party, Fire
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Third Party
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|---|---|---|
Motor Legal Protection |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Courtesy Van |
||
Uninsured Driver Promise |
||
£5000 Personal Injury Cover |
||
24hr Emergency Helpline |
||
Replacement Lock Cover (up to £500) |
||
Child Car Seat Cover |
||
£150 Sign Writing/Graphics Cover |
||
Personal Belongings Cover |
||
Windscreen Cover |
Optional | Optional |
New Vehicle Replacement (Subject to criteria) |
||
Driving Other Vehicles |
||
European Cover for up to 90 days |
||
Audio Equipment Cover (Aftermarket) |
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Onward Travel (up to £150) |
Read more about your policy.
Compare our cover levels
Buildings Insurance
Buildings Insurance cover available on each tier as standard.
Admiral |
Admiral
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Admiral
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|---|---|---|---|
Buildings sum insured |
Unlimited | Unlimited | Unlimited |
Property owner's liability |
£1m | £2m | £2m |
Employer's liability |
£5m | ||
Alternative accommodation & loss of rent |
£30k | £75k | £100k |
Replacement locks & keys |
£500 | £750 | £1k |
Emergency access |
£500 | £1k | £2.5k |
Loss of metered water/oil |
£500 | £1k | £2.5k |
Sale of property |
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Unauthorised use of gas/electric/water |
£1k | £2.5k | |
Trace and access |
£5k | £10k | |
Unoccupancy |
30 Days | 60 Days | 90 Days |
Compare Optional Extras
Read more about your policy.
Is it better to combine home and car insurance?
Combining home and car insurance is the most common, but you can add any car, van, landlord or home policy in one.
One pairing isn’t necessarily better than the other as it works around what you need – that’s how MultiCover helps you simplify insurance.
Create your MultiCover
Choose the cover you want to bundle for a MultiCover discount
Your MultiCover in a few steps
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Your MultiCover in a few steps
While we can't combine van and landlord insurance on MultiCover currently, our friendly team will be able to talk you through your options and look at separate cover for you.
Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Is MultiCover insurance cheaper?
Every car, home, van or landlord policy added to MultiCover will get a discount.
MultiCover isn’t a set price, so you’ll need to get a quote or contact us if you want to know how much you could save.
Adding family members and your no-claims discount
You can add any of your immediate family.
For example, you can insure your sibling’s home, your investment property and your child’s car in one easy-to-manage payment.
If someone else on your MultiCover policy claims, it won’t impact your no-claims bonus.
What you need for a quote
A bit about you
- your name
- age
- where you live
- your occupation
Information about what you're covering
For vehicles:
- registration number
- when you bought it
- how much it's worth
- any modifications
- driver's licence and contact information for you and any named drivers
For home:
- your address
- what cover you want (buildings, contents or combined)
- your name
- date of birth
Manage your policy
You can manage your car, van, landlord or home policy in MyAccount if you’re already a customer.
Log in
View your account online or via the app
Update your details
You can view, save and print documents easily
Get in touch
Speak to our team, add policies and get a discount
Your questions answered
Will my No Claims Bonus be affected if I make a claim for my home on the Multi Cover policy?
No, any claim you need to make for your home will not affect the No Claims Bonus of any of the cars or vans on your cover.
How long does MultiCover last?
The cover lasts 12 months, and you can renew at the end of the year as usual.
Do the vehicles need to be registered at the same address as the home insurance policy?
Immediate family can live at different addresses.
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