Modified Van Insurance

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Finding a van that suits your needs exactly isn’t always possible, and you’ll sometimes need to modify it to make it right for you.

Whether you want to remodel the interior to make the perfect campervan for weekends away or you need to install shelving and other equipment to make your commercial van work for you, there are countless possibilities.

Make sure to tell us about any modifications you make, both now and in the future

To make sure your modified van is covered by your insurance and your modifications don’t invalidate your policy, you’ll need to tell us about any changes you make, both now and in the future.

But bear in mind that although we insure modified vans, the actual modifications themselves aren’t covered by your policy.

Take a look at our guide for more information on van driving for beginners.

Great reasons to choose Admiral Van Insurance

9.5/10 for service

Our customers score our service 9.5/10 (2019 SMS response from new customers)

All types of vans

Small, transit and vans up to 3.5 tonnes - we cover them all

Flexible insurance

Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal

What are the most popular van modifications?

The top 20 modifications made to vans we insure are:

Tow bar	Roof rack
Non-standard alloy wheels	Truckman top or similar
Full/part conversion to motor caravan	Internal racking
Added seats	Added windows
Interior changes	Dashboard camera
Parking sensors	Alloy wheels (optional extra)
Side steps/bars	Tonneau cover
Decorative changes to outside of van	Water tank
Rear spoiler	Parking assist (optional extra)
Satellite navigation system	Body coloured bumpers

Top 10 vans with Admiral Van Insurance

And if you’re trying to decide which van might be the best buy for you, take a look at the top 10 most popular we cover for inspiration:

Ford Transit	Vauxhall Vivaro
Volkswagen Transporter	Renault Trafic
Mitsubishi L200	Citroën Berlingo
Volkswagen Caddy	Vauxhall Combo
Peugeot Partner	Ford Ranger

If you’re planning to convert your van into a campervan, take a look at the helpful tips in our guide before you start ripping out the seats: Converting your van into a campervan.

What cover do I need?

There are four types of cover to choose from depending on what you use your modified van for:

Social
Social and Commuting
Own Goods
Carriage of goods for hire and reward

If you’ve converted a van to a campervan, you may just need Social or Social and Commuting. If you’ve modified your van to suit a trade, Own Goods or Carriage of goods for hire and reward might suit better.

To help you make your decision, let’s take a closer look.

Social

Social is perfect for anyone using their pick-up for personal trips and not for commuting. If you use your pick-up for leisure activities requiring a bit more space or equipment – like fishing or surfing, for example – this category of cover is ideal.

Social and Commuting

If you need cover for driving to one place of work as well as leisure trips, Social and Commuting is the category you need.

Own Goods

If you use your van for business purposes, our Own Goods category might be best. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.

If you need to transport tools and stock, you may need our Vehicle Contents Cover policy upgrade (formerly known as Goods and Tools). This higher level of contents insurance specifically covers the contents of your van if they’re damaged or stolen.

Carriage of goods for hire and reward

Carriage of goods for hire and reward covers anyone using their van to deliver third party goods, making it ideal for furniture removers and couriers.

Levels of Modified Van Insurance cover

Next, you’ll need to decide what level of cover you want:

Comprehensive
Third Party, Fire & Theft
Third Party Only

Comprehensive

This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for van repairs or a replacement if it’s damaged maliciously or in an accident.

If you feel like you don’t need Comprehensive cover, Third Party, Fire & Theft or Third Party Only are other options that might suit.

Third Party, Fire & Theft

Third Party, Fire & Theft protects your van from damage caused by fire or theft only – it won’t pay out if your van's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.

Third Party Only

This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your van, but it won’t pay out if your van’s stolen or damaged in a fire.

Features and benefits of our Modified Van Insurance

Our comprehensive van insurance includes all this as standard:

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Van

Use of a courtesy van while your van is being repaired at an Admiral approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

	£5,000 Personal Injury Cover	Get £5,000 of personal injury cover for you and your spouse.
	Sat-Nav and Personal Belongings Cover	If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.
	24 Hour Emergency Helpline	Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
	Bonus Match	Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
	Stereo Cover	Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.